Nice podcast though I think you are bit too optimistic on the score. I anticipate a closer score (though would love it if you were correct). Here's the real question: Who is Mrs. Ox picking? As you noted, she is quite the college football guru.
I re-watched the Towson game last night (OK, I fast forwarded a lot) and confirmed my opinion from watching in person that we were a little flat, especially on D. In the first half the tackling was pretty atrocious. I have to believe it will be better this Saturday; if not it will be a long day.