I grew up in Murray Hill (west side) but as an adult after college lived for 2 yrs. in Neptune Beach and loved it, other than my hair drooping down and mold turning my shoes green and having to use a gallon of windex. We had a new convertible and had to wash it every day. A bad hurricane hit and we were evacuated, but stayed with my parents on the west side, so no problem. That is the downside of living on the beach. I loved the smell of the ocean and would take a dip in the ocean every day after work and loved walking picking up shells so to me it was still worth living on the beach. Ponte Vedra is very nice, but a bit pricey. I have a good friend who is a pro. golfer that lives there but of course he makes over 1M/yr.so no problem. Good advise for either the beach area or off JTB (Turner Blvd.) near Mayo. Traffic is heavy, but not near as bad or crazy as Orlando or Miami. Good luch with your move and hope you enjoy the Jax. area.