Alright, what was your strategy? Every month since both my kids were born I have put $100 for each into a 529. It'll be close to $30,000 for each when they are 18. Although that will certainly not cover all of college, it will be a huge help and roughly $30,000 more than what my parents gave me. I looked at the Florida prepaid stuff and something didnt sit right with me. My niece just graduated high school and they did the prepaid. Well... she went to a private college in Georgia (Berry College). So Florida said, no problem... here is your $9000 back. So they didnt lose anything, but are now woefully unprepared. Are there better ways?