- Jun 12, 2014
- 7,154
- 6,254
Founding Member
This X 1,000. My wife doesn't understand this concept and we argue everytime my stepdaughter or step son wants to borrow my Tundra to move something. Their PIP covers them for THEIR injuries NOT the other driver and since neither still live with us I don't think their insurance covers any damage bodily or otherwise. In Florida you can be sued to the sky.Your lucky no injuries. In Florida, if you let someone use your car, you are co-liable for any damages incurred while they use it.
had that baby been hurt, so would you.
I never lend my car to anyone, insured or not.
Glad to hear.Travelers called me this morning & they will be sending me a check for $6,847.47....there was a zero deductible.
NADA Retail is $6,750 and Kelley Blue Book is $6,781. You did very well.Travelers called me this morning & they will be sending me a check for $6,847.47....there was a zero deductible.
BTW, he is 30 & single. Also, any words of wisdom regarding this issue?
and not a single one of you offered her any wisdom on this piece of it...
I'm shocked
Zero deductibleTravelers called me this morning & they will be sending me a check for $6,847.47....there was a zero deductible.
This was about her grandson and his insurability due to age and marital status.....
Zero deductible
Got to change that
No offense but at your age I would carry the least amount of coverages possible with the highest deductible. Unless you have significant assets to protect. Which you can protect with some simple estate planning.
Haven’t you given the insurance companies enough over the years?
If you are a resident of Florida and you are the annuitant and owner of the contract(s) these would protected as well.Actually w/Travelers, you initially have a deductible but for each year without an accident and, I think, infraction, it reduces the deductible by $100; therefore, that is how I ended up w/zero deductible.
I do have an umbrella for further protection of assets. I met with my elder law attorney who advised that my homestead and IRA are protected but not my Bradford Co. property, annunities, money market, etc. I am going to be making some adjustments in order to protect the larger of these assets.
You have property in Bradford county?Actually w/Travelers, you initially have a deductible but for each year without an accident and, I think, infraction, it reduces the deductible by $100; therefore, that is how I ended up w/zero deductible.
I do have an umbrella for further protection of assets. I met with my elder law attorney who advised that my homestead and IRA are protected but not my Bradford Co. property, annunities, money market, etc. I am going to be making some adjustments in order to protect the larger of these assets.
You have property in Bradford county?