We all live our lives in a one size fits all manner according to a single statistic (average life expectancy) with much individual deviation. What good is the fruit of all your labors if you work, save, and invest responsibly only to die the day before you turn 62, 65, 67, 70, or whatever age gives you the number of years you want to live free of a time clock and a boss? If you know when you are going to die, you can change your game plan for the greatest return at the end. If you know you are going to die at 40 or 50, there is no point in saving for retirement at all. Knowing where you are going to die is more problematic. If you know you are going to die in Denver, Colorado on June 15, 2050, you don't live there or anywhere close enough that you'd end up in a hospital or nursing home there if you were incapacitated by accident, illness, or injury, and you have no family, friends, or any other reason for ever visiting there, are you going to simply and obediently board a flight to Denver that day and await the plane crash, car wreck, or other calamity that surely awaits you there?