I think 9 wins is dead on the money for us regular season but if forced with money on the line I would probably lean to the under.
What I was looking at is where the 8-4 SEC team played in bowls last year. Two such teams were in the Outback and Gator Bowls against similar record Big Ten and ACC teams. Those teams, aTm and Miss St., split those games.
So could UF lose 5 regular season games? I guess UF could lose five of Miami, UTn, AU, LSU, UGa, UMo, SoCar and UK? I would be surprised by that.
If UF loses 4 of those games would UF likely win an Outback or Gator or similar bowl? I would think UF would be favored and thus betting under does not look good to me.