Tuesday Favorites...Cash, check or charge?

CDGator

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How do you most frequently pay for every day purchases? Cash, check or charge...assuming that you aren't stealing it of course.
 

AlexDaGator

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How do you most frequently pay for every day purchases? Cash, check or charge...assuming that you aren't stealing it of course.

You're forgetting the age of most of these posters. They ain't the Venmo generation.

They grew up in this era:

iu



Alex.
 

AlexDaGator

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Mea culpa.
Guess I could add crypto also.

I was in Boone a few days ago and a car in the parking lot had a sign painted on the back window, it read "Last Fling Before the Ring" and "Buy the Bride a Drink" and included a Venmo.



I'm thinking of painting something similar on my wife's car and putting my own Venmo on it.
$$$$$$$$$$


Alex.
 
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CDGator

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I was in Boone a few days ago and a car in the parking lot had a sign painted on the back window, it read "Last Fling Before the Ring" and "Buy the Bride a Drink" and included a Venmo.



I'm thinking of painting something similar on my wife's car and putting my own Venmo on it. $$$


Alex.

Hmm, wonder if it will work?!?
 

Gatordiddy

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Everything on the debit card...
As Dave Ramsey said - "if you can't afford to pay cash for it, you can't afford it" *

(*some exceptions apply of course - mortgage being one of them.)

This is why I have zero credit card debt - because Dave told me to.
 

CDGator

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Everything on the debit card...
As Dave Ramsey said - "if you can't afford to pay cash for it, you can't afford it" *

(*some exceptions apply of course - mortgage being one of them.)

This is why I have zero credit card debt - because Dave told me to.

Same concept except we use a credit card and pay it off monthly. I don't trust our small town bank enough to use a debit card that has immediate access to a cash account. I don't want to wait for them to investigate fraud before refunding the account.

Mastercard has been great about refunding the $3000 in airline tickets to Mexico that we didn't purchase. We also currently have a cash advance pending on a credit card we used only in Costa Rica last week that we will refuse if they let it go through.
 

Gatordiddy

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Same concept except we use a credit card and pay it off monthly. I don't trust our small town bank enough to use a debit card that has immediate access to a cash account. I don't want to wait for them to investigate fraud before refunding the account.

Mastercard has been great about refunding the $3000 in airline tickets to Mexico that we didn't purchase. We also currently have a cash advance pending on a credit card we used only in Costa Rica last week that we will refuse if they let it go through.

that's actually smarter than what I do...
but I have been using my Best Buy card recently to get some points and then pay that off monthly, so maybe I should continue doing something along those lines.
 

CDGator

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that's actually smarter than what I do...
but I have been using my Best Buy card recently to get some points and then pay that off monthly, so maybe I should continue doing something along those lines.

Our Mastercard gives us a rebate of 1-5% back depending on the type of purchase.
There are some great credit card benefits if you are disciplined enough to pay it off.
 

wrpgator

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How do you most frequently pay for every day purchases? Cash, check or charge...assuming that you aren't stealing it of course.
As you get older, the trick is to get as much free stuff as possible. This takes a little imagination...
upload_2021-8-3_16-49-55.png
 

AlexDaGator

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You should ask GGG if strippers I mean, if FSU alumnae, only take cash or if they accept bitcoin, oxbucks, or cash apps.

This might actually be him in the photo, I'm not sure.

iu


Alex.
 
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wrpgator

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We put everything on a Capital One Visa, including as much as we can for the business, and pay it off every month. We use the points for motel reservations and airline tickets.
 

bradgator2

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Everything goes through the CC. We play every game possible to maximize points.

I used to even “charge” my mortgage payment. But the fees on that technique became prohibitive about 10 years ago.

And yes, paid in full each month.
 

DarksideGator

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Everything I can possibly pay with my CCard. Collect at a minimum of at least $2000 of cash back every year. Pay the CCard in full every month. Cash back More than pays my electric bill every month!
 

cover2

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MasterCard. I can’t imagine carrying enough cash to cover the gas fill-ups.
 

soflagator

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You should ask GGG if strippers I mean, if FSU alumnae, only take cash or if they accept bitcoin, oxbucks, or cash apps.

This might actually be him in the photo, I'm not sure.

iu


Alex.

I used to have that shirt. Not me in the pic, ftr.

But as others have said, cc when used responsibly only makes sense. Using debit or cash is very counterproductive. You’re already absorbing the fees a business incurs for the service he provides regardless. So not getting the benefit(points, miles, cash back) is leaving money on the table. Quick analysis will show you where the bulk of your spending comes from and you can find the exact card that maximizes that. At least one trip a year should be all but paid for.
 

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