This should go splendidly. I’m researching mortgage loan options, but all of the advice relates to people that aren’t in my situation. It’s been 25 years since I bought a house so I’m a little rusty with today’s options. First - I am looking at this as an investment that I will live in short term, not a long term “place I’ll die”. I would be happy continuing to rent, but the market here has made renting difficult, as all of the houses we’d want to rent are being sold (and we aren’t interested in an apartment again). I am debt free, have a very high credit rating, and have a sizable amount of cash that would allow me to either put down a big (50%) down payment, or a large down payment with cash to fund improvements (I’m working 80 hour weeks so I’ll have to pay someone else to do the work). I am not opposed to buying something to keep as a rental property if the market drops (which I fully expect will happen if I buy). So to summarize - large down payment, short term view (2-4 years tops, but possible rental property longer term), I want to minimize “up front costs” that take a longer time to recoup, and I want as much money going to principle and as little to interest as possible. I’m sure there are other questions I haven’t answered, but I’ll stop there and see what the peanut gallery has to say.