- Jun 12, 2014
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Founding Member
You must live in a privileged area
To be fair... it is a fairly "white" area
You must live in a privileged area
Give him a break; it's not often he gets to flex.You must live in a privileged area
I need to get a pre-approval for a mortgage in Florida (it looks like I may get the green light to full-time telework, so we're going to get the hell out of DC). I know a few people in the business in Jacksonville (and here in the DC area) - or I was considering just calling USAA to get a pre-approval letter. Thoughts??
Good for you. Having just gone through a refi, I can tell you the disparity between great mortgage brokers and the average is massive right now. Larger than I've ever seen. I tried giving the business to someone I knew(against my better judgement), and it was delay after delay on a very easy transaction in terms of credit and equity. I decided to go with a group out of California, and from initial call to closing was exactly 26 days. FWIW, I've seen others going with local credit unions and one that(I think) was USAA and they've both been in the process for months. Not sure what the issue is, but it's been a nightmare. The industry is bombarded right now, so you need a pitbull.
Thanks for the info. I've had a few friends re-fi around here and didn't seem to have huge issues. But this would be a purchase (we found a place we're probably going to buy FSBO, so no realtor involved). I'm surprised to hear that USAA had a delay....I just worry I wouldn't get the best rate w/ them (I have an 840 credit score and will be putting 20-25% down).
I've found that my disappointment in USAA has grown in direct proportion to how much TV advertising they've done in the last 10-15 yearsThanks for the info. I've had a few friends re-fi around here and didn't seem to have huge issues. But this would be a purchase (we found a place we're probably going to buy FSBO, so no realtor involved). I'm surprised to hear that USAA had a delay....I just worry I wouldn't get the best rate w/ them (I have an 840 credit score and will be putting 20-25% down).
because when the market crashes, it'll go quicker than we think and harder than we think. I'm not waiting to time it perfectly, just wanting to sleep easy at night and not get caught holding a bag.Serious question: Why?
because when the market crashes, it'll go quicker than we think and harder than we think. I'm not waiting to time it perfectly, just wanting to sleep easy at night and not get caught holding a bag.
I completely understand. Are you sitting in the sidelines with just your real estate capital, or is your entire portfolio now in cash?
Everything is liquidatedI completely understand. Are you sitting in the sidelines with just your real estate capital, or is your entire portfolio now in cash?
Everything is liquidated